Dr. Ayham Refaat combines a medical background as an oral surgeon with business education through two MSc in business administration and in healthcare management, giving him a unique perspective. Dr. Refaat possesses more than 20 years of experience working on both sides of the healthcare sector, starting with clinical practice then moving to the payer side where he held different executive positions in International insurance companies such as Metlife Alico and Interglobal Aetna.

In 2010 Refaat founded ACCUMED as the first, and currently largest, specialized firm in revenue cycle management (RCM) solutions, thus establishing the RCM industry in the MENA region. In 2018, ACCUMED partnered with the largest private equity in the Middle East to expand its service offerings to nine different regional and international markets and was restructured under the Pulse Holdings Group along with two other sister companies that operate in the education and technology spaces.

He is a public speaker and an advisor to the government on matters related to healthcare policy making and funding challenges. His expertise is derived from his deep understanding and exposure to the running and funding of many regional and international healthcare systems.